tag:blogger.com,1999:blog-72743289244135524222011-11-27T15:31:01.472-08:00My personal views on fun and finance..Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.comBlogger601100tag:blogger.com,1999:blog-7274328924413552422.post-49625295402562213902011-03-25T10:50:00.000-07:002011-03-25T11:03:44.172-07:00

FREE PHARMACY DISCOUNT CARDS HAVE SAVED AMERICAN CONSUMERS IN EXCESS OF $250,000 IN THE FIRST 10 WEEKS OF THE PROGRAM.CEO William J Andreoli on a Special Announcement Conference Call. “It’s AMAZING that just by GIVING THESE FREE CARDS AWAY, we’ve already helped Americans hang on to over a quarter million dollars of their hardearned money. The FREE FDI Pharmacy Discount Card will award the bearer

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-19530425021325958482011-02-28T12:10:00.000-08:002011-02-28T12:19:09.550-08:00

Financial illiteracy... You decide..Because of the evolution in teaching math since the 1950s: 1. Teaching Math In 1950s... A logger sells a truckload of lumber for $100. His cost of production is 4/5 of the price. What is his profit ? 2. Teaching Math In 1960s... A logger sells a truckload of lumber for $100. His cost of production is 4/5 of the price, or $80. What is his profit? 3.

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-90213472694458403362011-02-18T10:27:00.000-08:002011-02-18T10:33:47.050-08:00

FDI Astonishes the Industry by upgrading its current Pharmacy Discount Card to a commission generating FREE benefit available to everyone.The FREE FDI Pharmacy Discount Card will award the bearer a discount of 10% to 85% or more on their prescription drug purchases. Further, the card is accepted at over 60,000 pharmacies across the USA, Puerto Rico, and the US Virgin Islands – including Walgreens

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-23018684558707325662011-01-07T12:21:00.001-08:002011-01-07T13:39:12.515-08:00

The year 2011 arrived and arrive it did... with a snow storm that dropped almost a foot of snow along with blizzard conditions. Some days I really wonder why anyone would live in a climate like this. Then I quickly remind myself that I am very grateful to be able to put 20 layers of clothes on and stand in frigid weather shoveling frozen precipitation. Looking at my poorly updated blog today I

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-4769993171009523962010-07-09T17:57:00.000-07:002010-07-09T18:08:58.676-07:00

Citizens Against Distracted Driving (CADD) announces upcoming launch on August 27th, 2010 CADD pledges to take the battle to the street where distracted driving is claiming lives and destroying families. “With focus on education, prevention, victim advocacy, and most of all SOLUTIONS to this growing epidemic, we aim to stem the tide of destruction…”Windham, NH, July 4, 2010: FDI CEO William J

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-71543852047423524412010-05-06T10:12:00.000-07:002010-05-06T10:28:59.360-07:00

Spend less than your earn – invest the difference. This is one simple way you can accumulate money for your investment fund. Your money can’t work for you if you don’t have any money to put to work. Sure, it takes a bit of sacrifice to put away $100 a month, $200 a month, 10% of your salary, or whatever you decide is right for you. But by sacrificing a little bit every month, you’ll have all

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-35558557232722945392010-01-05T10:26:00.000-08:002010-01-05T13:53:53.246-08:00

With the beginning of a new year we have to be aware of changing laws that may effect our ability to communicate using mobile technology. Many states already have passed laws banning texting while operating a motor vehicle and I believe that this is just the start of things to come.To educate the public a British police department released a public service Video demonstrating how dangerous this

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-92228608914868963092009-10-02T14:14:00.000-07:002009-10-02T14:31:41.288-07:00

Here is what a friend had to say about "Cash for Clunkers". Ignore all the gas savings and just look at how the car buyer got taken to the cleaners.If you traded in a clunker worth $3500, you get $4500 off for an apparent "savings" of $1000. However, you have to pay taxes on the $4500 come April 15th (something that no auto dealer would tell you). If you are in the 30% tax bracket, you will pay

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-42598485340435622152009-09-26T12:43:00.001-07:002010-03-30T19:29:48.306-07:00

Time has been flying by and I can definitely tell from my blog entries! My Twitter posts are always current with my uncontrollable raves and rants... It hard keeping my views to myself and watching the politicians spend our taxpayer monies gives me a lot to rant about. Without freedom and capitalism we wouldn't have business, so don't take it personal if I rant about big government. We need

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-5179730650757679622009-08-09T13:15:00.001-07:002009-08-09T14:41:41.702-07:00

Over the years motorcycle shop rates have been inching up, $80 per hour and up are very common. Everyone has the ability to learn so why not you!Buying that new or used motorcycle is always fun but as you put on those miles it also needs proper maintenance. People mention paying $1oo or more to get a basic oil change. Dealers need to make money so they can provide us with their services, but it

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-67055270118026332412009-08-03T11:06:00.000-07:002009-08-03T11:50:34.895-07:00

Cash for Clunkers good or bad?I'll admit owning a new vehicle is exciting, it gives you that warm fuzzy feeling and even turns the neighbors heads when you come rolling into the driveway. But will it be worth it? To some owning a new car is a sound decision, to others it can turn into a nightmare. The response to this program has been swift to say the least, but who will the winners really be?

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-63227670515027290202009-07-16T14:31:00.000-07:002009-07-16T14:47:49.236-07:00

Buzzirk Mobile may face competition!One important reminder to anyone that researches a Home Based business..Make sure the products are exclusive of at least limitedto purchase from the supplier!Buzzirk Mobile was under the impression that they had exclusive rights to offer this service but things might be changing soon Zer01 Wants To Turn Retailers Into Carriers: "Las Vegas- Major retailers could

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-89528749053923767852009-05-29T12:37:00.000-07:002009-06-04T12:30:21.892-07:00

Wow how the time passes!! Hopefully you have been following my updates on Twitter as I'm more of a 140 character person than a blogger.. It has been a busy spring starting with the flooding and then all the cool spring like weather. Finally I can tell summer is here as the gas prices have been going up and that is a sure sign of SUMMER, as for me riding a Harley sure does make a difference

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-2996199478510329322009-04-27T20:22:00.001-07:002009-04-28T10:20:08.956-07:00

If you're visiting my blog you're probably wondering what you came across..Am I right?Well don't feel bad cause I share your pain too. This will be always be a work in progress and who knows what subject you will find.. OK I know I'm going against the traditional blog that stays on the same subject but HEY that's me!I talk about Credit and Debt, very depressing subject but a must or it will eat

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-32246318247469767562009-04-27T16:47:00.000-07:002009-04-27T19:35:55.319-07:00

Dealing with all the Social Media networks and Web 2.0 techniques you may find yourself in total confusion to say the least. I thought I should share a few of these tools that have made it all possible for me to keep up! It was only few years ago when I first heard the term Web 2.0 or social media and started to dig a little deeper in this technology. I visited sites like YouTube, Myspace and

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-35538124210659850852009-04-23T12:10:00.000-07:002009-04-27T20:05:15.912-07:00

Yoga has been increasingly utilized as a form of relaxation thus peaking my interest. In my research I have found many different techniques from different parts of the country. I researched Ancient Yoga and Minnesota Yoga, as close as I can tell the two techniques have some similarities, however the ability to prepare the mind and soul have a dramatic difference depending on the location.Below

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-71167890598218215372009-04-23T10:10:00.000-07:002009-04-23T11:35:48.016-07:00

Yes, I agree that things aren't so rosie for many people in today's economy, but did they become a victim or did they participate? At this point it really doesn't matter, the damage is done for many, the best defense now is the ability to identify and understand. The Truth.. Most problems could have been avoided by acting on one simple phrase "live on less than you make". I too get envious

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-18183401850628393772009-04-17T11:03:00.000-07:002009-04-17T12:02:12.351-07:00

BofA why me?Yesterday I received a letter in the mail from Bank of America. Now it wasn't thanking me for being great customer over the years or thanking me for my excellent ability to manage my credit. This letter indeed was informing me that they reviewed my account and lowered my available credit by 50%... I don't want to mention the first words that came out of my mouth but to say the least

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-710154620656691092009-04-11T14:04:00.001-07:002009-04-11T14:04:43.549-07:00

Another warning on ID Theft. Do you have LifeLock?Scott Sebenalerssebenaler@yahoo.com701-306-0004www.fdipays.com

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-86436483469114707242009-04-11T09:59:00.001-07:002009-04-11T10:05:16.776-07:00

Do you have LifeLock? We do!Scott Sebenalerwww.fdirep.com/106113

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-69867471840883722312009-04-09T18:26:00.000-07:002009-04-09T18:38:42.375-07:00

This came from a friend of mine so don't give me the credit for this information, I know we all can relate to this explanation..Enjoy the read....Derivative markets .... an understandable explanationHeidi is the proprietor of a bar in Detroit. In order to increase sales, she decides to allow her loyal customers- most of whom are unemployed alcoholics - to drink now but pay later. She keeps track

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com1tag:blogger.com,1999:blog-7274328924413552422.post-44255655023124978422009-04-06T19:04:00.000-07:002009-04-09T18:39:27.075-07:00

Here is the most obvious sign the winter has taken its toll.Scott Sebenalerssebenaler@yahoo.com701-306-0004www.fdipays.com

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-69148096134384970192009-04-05T14:13:00.000-07:002009-04-05T14:56:36.059-07:00

We witnessed history when the Red River reached 40.8 feet...It's not over yet, the National Weather Service predicts a 75% chance the second crest will reach 41 feet and a 25% chance of going to 43 feet in mid April. Here is some photos showing what elements people are dealing with. Special thanks to our friends Kim & Ruth for these pictures.The start of the spring melt....Water keeps rising....

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-56860650119677917302009-03-31T09:23:00.000-07:002009-03-31T09:22:34.279-07:00

Snow is still coming down and last report was nearing 7". This winter will not go away anytime soon! Scott Sebenaler ssebenaler@yahoo.com 701-306-0004 www.fdipays.com

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-14794418494655998882009-03-17T11:55:00.000-07:002009-03-17T12:13:31.159-07:00

Scott Sebenalerssebenaler@yahoo.com701-306-0004www.fdipays.com

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-26363793822834191432009-03-17T11:50:00.000-07:002009-03-17T12:50:31.958-07:00

Finally the warmer weather is arriving and I'm starting to hear the outdoor sounds that I've truly missed. I opened my office window and immediately heard the sound of a Harley going down the road then the birds chirping away in the trees and the sound of the wind chimes in the background! Sometimes we take this for granted and honestly by the end of summer I may not appreciate it as much as I

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-85656344057354982592009-03-11T12:37:00.000-07:002009-03-12T10:53:05.274-07:00

As I sit in my home office, I look at the calender and it reminds me that Spring is only 8 days away! That sounds great but then I look out my window it looks like the first day of winter! The last couple days we received 9 inches of new snow and had steady winds of 35 MPH with gusts over 50 MPH... Like the old saying goes "A Pictures is worth a thousand words" So here we go This was my driveway!

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com1tag:blogger.com,1999:blog-7274328924413552422.post-25645538670570125512009-03-06T11:59:00.000-08:002009-03-06T12:07:02.380-08:00

To most entrepreneurs and business people, Anthony Robbins really needs no introduction. He has become known as THE authority on bringing out the best in business people, athletes, celebrities, and world leaders. An expert in the psychology of leadership, negotiations, organization turn-around, and a world renowned philanthropist, he has impacted over 50 million people, in over 100 countries

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-27437597573140766872009-01-28T20:11:00.001-08:002009-01-28T20:11:28.000-08:00

Hearing all the recession news. Sorry but I'm not participating!

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-62450095914640693672009-01-09T12:45:00.001-08:002009-01-09T12:45:41.162-08:00

updated blog.."Do you have monkeys in your life" http://ping.fm/5QmdI

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-65886240194530468492009-01-09T12:37:00.000-08:002009-01-09T12:41:23.411-08:00

Do you have monkeys in your life? I found this study to be very interesting....Scenario: A group of monkeys were locked in a room with a pole in the center. Some luscious, ripe bananas were placed on the top of the pole. When a monkey would begin to climb the pole, the experimenters would knock him off with a blast of water from a fire hose. Each time a monkey would climb, off he would go, until

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-10108627643870752432008-12-17T17:27:00.000-08:002008-12-22T16:57:07.307-08:00

Let me ask you a question. Have you ever clicked on a Google or Yahoo ad? Did you get paid?If you're a Internet surfer like myself chances are you didn't make one red cent right! No offense to Google or Yahoo but with a tight economy for many families everyone could benefit from some additional income.Our main focus with Fdipays.com has always been helping others improve their current financial

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-30315139490088796522008-12-12T13:12:00.000-08:002008-12-12T13:25:49.921-08:00

This is a trick question, but when you realize the outcome can become one of the same you will understand why passive income generates considerable wealth.POP QuizQ: How much money would you need to save every month, over the next 5 years, to save $1 million?A) $160B) $1,600C) $16,000D) $160,000 Answer: C“Can you save $16,000 every month?” That

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-60208146246889935412008-11-13T02:03:00.000-08:002008-11-13T02:13:31.606-08:00

With all the recent down turn in the Stock markets we need to at least keep a sense of humor these days...CEO --Chief Embezzlement Officer.CFO-- Corporate Fraud Officer.BULL MARKET -- A random market movement causing an investor to mistake himself for a financial genius.BEAR MARKET -- A 6 to 18 month period when the kids get no allowance, the wife gets no jewelry, and the husband gets no

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-16590067889501052582008-11-05T11:49:00.000-08:002008-11-05T11:55:46.226-08:00

Today is a new day! One that will end up in the history books and one that will be talked about for some time. I have mixed emotions about our presidential elections. I'm a person that accepts change if it is going to benefit the people. President elect Barack Obama will have some tough times ahead of him, no matter who won this election it's going to take time and a lot of effort on or part to

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-42490860121919956242008-10-17T01:43:00.001-07:002008-10-17T01:43:46.958-07:00

Wasteful government spending starts in our backyard..http://ping.fm/14KUv How stupid can they get?

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-11685647055047643952008-10-15T19:42:00.001-07:002008-10-15T19:42:13.920-07:00

AIG should be kicked to the curb! http://ping.fm/51lXY

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-18965393165229479372008-10-15T17:54:00.001-07:002008-10-15T17:54:51.972-07:00

Are you taking advantage of the current conditions? Opportunity is all around you!

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-9413012089891192552008-10-15T00:43:00.001-07:002008-10-15T00:43:09.630-07:00

Enjoying the awesome full moon...

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-52876128909851803102008-10-12T16:33:00.001-07:002008-10-12T16:33:34.711-07:00

is heading back to town from the farm. It's very wet in NW Minnesota!

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-7009803685525926012008-10-10T14:53:00.001-07:002008-10-10T14:53:33.589-07:00

NEW PRESIDENTIAL CANDIDATE..It's someone wew know! http://ping.fm/FeMQb

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-38101345698296821552008-10-09T16:58:00.001-07:002008-10-09T16:58:14.269-07:00

just listened to Robert Kiyosaki & Mike Dillard! Will you sink or swim?

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-27008278691664453772008-10-08T23:05:00.001-07:002008-10-08T23:05:03.628-07:00

No doom or gloom here... read on http://ping.fm/mgzVW

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-85601116896574197362008-10-08T17:50:00.001-07:002008-10-08T17:50:05.649-07:00

Gas is dropping! $2.90 today....

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-65146645973710133132008-10-08T15:01:00.001-07:002008-10-08T15:01:55.662-07:00

thinks AGI is a perfect example of poor management!

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-72877005543458008422008-10-07T16:41:00.001-07:002008-10-07T16:41:54.580-07:00

has a plan that works... is your current financial plan working for you?

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-67318163098619586732008-10-07T14:02:00.000-07:002008-10-07T14:03:00.316-07:00

Reading about the markets! Is the bailout working?

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-35114307317540570682008-10-07T08:55:00.001-07:002008-10-07T08:55:10.690-07:00

What are your Creditors up to now....http://ping.fm/CDLIA

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-51327091784386309262008-10-06T20:35:00.001-07:002008-10-06T20:35:12.609-07:00

is calling it a night!

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-74092156169042105542008-10-06T15:00:00.001-07:002008-10-06T15:00:32.193-07:00

Had a interesting phone conversation about ID theft! Are you protected?

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-56494900756551378922008-10-06T13:29:00.001-07:002008-10-06T13:29:12.926-07:00

added http:ping.fm to simplify my updates!

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-53257357336456397562008-08-28T05:53:00.000-07:002008-08-28T05:56:33.234-07:00

Many of my posts in the past have focused on high cost of debt and credit issues along with ID theft. These topics are important and can steal your potential wealth if ignored. As I was driving down the road the other day, I started thinking about how people react when we introduce new ideas about making money. One of the most ignorant statements I hear is “I don’t need a lot of money” or “Money

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-49670714502812395682008-08-14T11:07:00.000-07:002008-08-14T11:11:33.357-07:00

Have you listened to Dave Ramsey?Some of you may have listened to The Dave Ramsey show on the radio or satellite, Dave takes calls on the air from listeners that are looking for solutions to get out of debt. I have listened for a couple years and found that Dave gives some awesome advice on eliminating debt. When I first listened it was the same principals that we have been introducing through

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-16338735935704815842008-08-11T14:24:00.000-07:002008-08-11T15:01:44.334-07:00

This is a email I received from my friend Mike Dillard. Mike hit it on the head about taking personal responsibility for our actions and success!Read on and enjoy!Ok, so I came across this post about a week ago on the MS Forum, and it instantly struck a cord with me.After you’ve been in this industry as long as I have, you start to get X-ray vision when it comes to reading people, and the answer

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-76167813968883580622008-08-08T12:30:00.000-07:002008-08-08T12:50:31.283-07:00

Technology is great if you use it right! The shortest route isn't always the best.Don't play follow the leader!!!

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-14854682503409919812008-08-08T12:24:00.001-07:002008-08-08T12:24:42.304-07:00

More problems created in the housing market. It can land on anyones doorstep! http://www.msnbc.msn.com/id/26084541/

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-15131121253443503422008-08-08T11:54:00.001-07:002008-08-08T12:16:24.492-07:00

I wanted to share this picture with everyone. Mother nature has much to share!Scott

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-18353583636960919072008-07-22T02:09:00.000-07:002008-07-22T02:10:13.576-07:00

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-78505827486580208112008-07-22T01:39:00.000-07:002008-07-22T01:41:05.190-07:00

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0tag:blogger.com,1999:blog-7274328924413552422.post-14709528004864682892008-03-28T12:38:00.000-07:002008-03-28T12:39:48.113-07:00

If you don’t believe this I can prove that it works. I had an experience with the Motor Vehicle Department “DMV” last week that opened my eyes. Having the right attitude made the difference.I had the title for a vehicle that needed to be transferred, it is a long story but the vehicle has been sitting for 20 years in a building that we own. The title was in the process of getting transferred back

Scott Sebenalerhttp://www.blogger.com/profile/04824534410166152025noreply@blogger.com0